Money Talks - it's not everything, but everything is money » tips http://www.pinolobu.com Money is not everything, but everything is money Thu, 29 Jul 2010 16:16:40 +0000 en hourly 1 http://wordpress.org/?v=3.0 Money and true happiness http://www.pinolobu.com/2009/10/23/money-and-true-happiness/ http://www.pinolobu.com/2009/10/23/money-and-true-happiness/#comments Thu, 22 Oct 2009 16:10:12 +0000 pinolobu http://www.pinolobu.com/?p=361 According to Choi Tuck Wo in his London Log published in The Star on 22nd October 2009, money may not necessarily be evil but the craving for it certainly seems so.

What we see around us is the power of money – it drives the world.

It is a double-edged sword: can be used to achieve good or bad.

Choi wrote that many street vagrants in London, given a choice, would accept money rather than food.

But money does not buy happiness, for Britons in London at least. The city has everything money can buy but the country is far behind fellow Europeans France and Spain when it comes to quality of life.

Annually, Londoners earn more than GBP10,000 more than the average European.

True happiness comes from within and depends on one’s perception: there are many depressed rich people.

Rich people who need to lose weight can afford to purchase all the weight loss products they need, but once they reach that ideal weight, it does not guarantee them a true and lasting happiness.

The old adage still holds true: true happiness is being in the company of one’s loved ones: friends and family. That can be interpreted as: money’s only worth it if it can be shared in a meaningful way with someone special.

]]> http://www.pinolobu.com/2009/10/23/money-and-true-happiness/feed/ 0 How to make saving money a habit http://www.pinolobu.com/2008/05/29/how-to-make-saving-money-a-habit/ http://www.pinolobu.com/2008/05/29/how-to-make-saving-money-a-habit/#comments Thu, 29 May 2008 00:03:46 +0000 pinolobu http://www.pinolobu.com/?p=170 A good advice: Don’t overindulge your “feeling poor” state of mind. Things like flipping through shopping catalogs and going to the shopping mall will definitely make you feel like wanting to buy things. Even if you can afford them, remember that the point is this: most of it is beyond your reach. Why not, instead, do things that offer a sense of well-being eg, invite friends over to your place, or take a walk at the park.

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]]> http://www.pinolobu.com/2008/05/29/how-to-make-saving-money-a-habit/feed/ 0 What credit card companies don’t want you to know http://www.pinolobu.com/2008/05/22/what-credit-card-companies-dont-want-you-to-know/ http://www.pinolobu.com/2008/05/22/what-credit-card-companies-dont-want-you-to-know/#comments Wed, 21 May 2008 17:02:30 +0000 pinolobu http://www.pinolobu.com/?p=169 The top advice should always be: pay off all balance on your credit cards every month. Never go beyond the interest-free 30-day grace period. Hence, you get to use the credit card’s money without paying them anything for the privilege. Do this, and you will save thousands, maybe tens of thousands, of dollars in needless interest payments.

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]]> http://www.pinolobu.com/2008/05/22/what-credit-card-companies-dont-want-you-to-know/feed/ 0 The best place to sell aluminium cans, scrap metal, used car batteries, old newspapers etc around Kota Kinabalu http://www.pinolobu.com/2007/12/07/the-best-place-to-sell-aluminium-cans-scrap-metal-used-car-batteries-old-newspapers-etc-around-kota-kinabalu/ http://www.pinolobu.com/2007/12/07/the-best-place-to-sell-aluminium-cans-scrap-metal-used-car-batteries-old-newspapers-etc-around-kota-kinabalu/#comments Fri, 07 Dec 2007 05:38:39 +0000 pinolobu http://www.pinolobu.com/2007/12/the-best-place-to-sell-aluminium-cans-scrap-metal-used-car-batteries-old-newspapers-etc-around-kota-kinabalu/ Jalan Ramayah, Penampang, by the roadside:
aluminium cans: RM5.30 per kg

Next to KK-Tuaran highway and UiTM intersection traffic light:
used car batteries: almost RM2 per kg.

If you have any more tips, pls put in the comments. Thanks!

]]> http://www.pinolobu.com/2007/12/07/the-best-place-to-sell-aluminium-cans-scrap-metal-used-car-batteries-old-newspapers-etc-around-kota-kinabalu/feed/ 0 Don’t throw your used car batteries: lead prices have doubled since early 2007 http://www.pinolobu.com/2007/11/14/dont-throw-your-used-car-batteries-lead-prices-have-doubled-since-eary-2007/ http://www.pinolobu.com/2007/11/14/dont-throw-your-used-car-batteries-lead-prices-have-doubled-since-eary-2007/#comments Wed, 14 Nov 2007 00:35:36 +0000 pinolobu http://www.pinolobu.com/2007/11/dont-throw-your-used-car-batteries-lead-prices-have-doubled-since-eary-2007/ Used car battery lead is the new gold, and is the new target for dumpster divers and thieves alike.

Most of us throw away our used car batteries or simply leave them at the mechanics’ or battery dealers’ premises.

In May 2006 I bought my batteries for RM140. Earlier this month, buying from the same shop, it cost me RM210. The guy said if I came in a little later and the new stock comes in, I would have to cough up RM250.

There has been an increase in the prices of lead on the international market, and used car batteries have lead inside them.

According to The Star’s newsreport:

A senior officer of a car battery factory said the price of lead on the London Metal Exchange had shot up from US$1,600 (RM5,325.82) a metric tonne early this year to US$3,600 (RM11,983) this month.

He said one could sell a used battery from a car at between RM30 and RM40 while the price for a used lorry battery was between RM150 and RM200.

Source

]]> http://www.pinolobu.com/2007/11/14/dont-throw-your-used-car-batteries-lead-prices-have-doubled-since-eary-2007/feed/ 0 Average monthly income according to race in Singapore http://www.pinolobu.com/2007/08/06/average-monthly-income-according-to-race-in-singapore/ http://www.pinolobu.com/2007/08/06/average-monthly-income-according-to-race-in-singapore/#comments Sun, 05 Aug 2007 16:20:39 +0000 pinolobu http://www.pinolobu.com/2006/11/average-monthly-income-according-to-race-in-singapore/ As reported by The Star on 26th Nov 2006:

Malays make up 14% of Singapore’s population (4.2 million)

8.6% of them have poly/university education, compared to 27% for Chinese and 31% for Indians.

Average income for Malays is S$3,400 (RM8,000), compared to the Chinese at S$5,600 (RM13,000) and the Indians at S$5,200 (RM11,000).

According to Association of Muslim Professionals chairman Imram Mohamed, it seems to be getting worse. The reason: “Our community has not responded well to the new economy and they’re not geared to meet the challenges of globalisation and stiff competition.” Looks like it’s the same story, not just in Malaysia.

The solution: change mindset to be more competitive, seizing opportunities available.

Community Development, Youth and Sports Minister Dr Vivian Balakrishnan, said: wage increases and protection from competition were not the solution. The long-term solution remains more education and creating more professionals.

He continued: “For a minority community to do well in a multiracial and globalised environment, we need to engage with other communities and we need to integrate with the mainstream of social life. That’s where you can successfully compete.” Hmm… I think that’s what the Chinese are doing in Malaysia. Now, the Malays in Singapore are in the minority. That would also apply to Kadazandusuns, wherever they are.

source

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]]> http://www.pinolobu.com/2007/08/06/average-monthly-income-according-to-race-in-singapore/feed/ 1 A quick way to make some money off Paris Hilton http://www.pinolobu.com/2007/01/31/a-quick-way-to-make-some-money-off-paris-hilton/ http://www.pinolobu.com/2007/01/31/a-quick-way-to-make-some-money-off-paris-hilton/#comments Tue, 30 Jan 2007 21:26:49 +0000 pinolobu http://www.pinolobu.com/2007/01/a-quick-way-to-make-some-money-off-paris-hilton/ Paris Hilton’s belongings stored in a 6,000 square feet storage room displayed online. Price to view: USD40. It went online 24th January. In 2 days the site allegedly already had 1.2 million viewers, and the owner of the site became a millionaire literally overnight. 6 days later, Paris sued to bring it down. Her lawsuit alleges defendants Nabil and Nabila Haniss paid USD2,775 for the contents of the storage unit and later sold the items for a whopping USD10 million to entrepreneur Bardia Persa, who created the site.

But this one guy posted at Usenet’s alt.gossip.celebrities on 28th Jan: “Why pay USD40 for the site membership, you can get all the content for free at www.parisexposed.org” That site turned out to be some kind of Made For Adsense (MFA) site. That domain probably cost him USD2 and he used domain redirection to point to either a free webspace or his existing webspace.

This could’ve made him quite a few clicks. Not bad huh? I’d call this “opportunistic click whoring.”

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]]> http://www.pinolobu.com/2007/01/31/a-quick-way-to-make-some-money-off-paris-hilton/feed/ 1 Do You Have What It Takes To Be A Professional Blogger? http://www.pinolobu.com/2007/01/09/do-you-have-what-it-takes-to-be-a-professional-blogger/ http://www.pinolobu.com/2007/01/09/do-you-have-what-it-takes-to-be-a-professional-blogger/#comments Tue, 09 Jan 2007 15:47:44 +0000 pinolobu http://www.pinolobu.com/2007/01/do-you-have-what-it-takes-to-be-a-professional-blogger/ Like Darren and Steve?

]]> http://www.pinolobu.com/2007/01/09/do-you-have-what-it-takes-to-be-a-professional-blogger/feed/ 0 Good forums on earning money online http://www.pinolobu.com/2006/11/14/good-forums/ http://www.pinolobu.com/2006/11/14/good-forums/#comments Tue, 14 Nov 2006 11:35:10 +0000 pinolobu http://www.pinolobu.com/2006/11/good-forums/
  • http://www.earnersforum.com/index.php
  • http://forum.freeauctionhelp.com/
    • ]]>     http://www.pinolobu.com/2006/11/14/good-forums/feed/ 0     Submit your video to metacafe and get paid http://www.pinolobu.com/2006/11/08/submit-your-video-to-metacafe-and-get-paid/ http://www.pinolobu.com/2006/11/08/submit-your-video-to-metacafe-and-get-paid/#comments Tue, 07 Nov 2006 21:33:00 +0000 pinolobu http://www.pinolobu.com/2006/11/submit-your-video-to-metacafe-and-get-paid/ According to them, Metacafe’s Producer Rewards program rewards you for creating and submitting great videos.

    • How it works
      If your video has what it takes to entertain people, we want to license it and pay you for every view. Every time someone watches your video on Metacafe, you earn money.
    • How you make money
      Metacafe will pay you $5 for every thousand views your video gets on our site. Payment starts when your video reaches 20,000 views and has a rating of 3.00 or higher – which tells us that the viewers like the video. On top of that, the license to Metacafe is a non-exclusive deal – you retain ownership of your video. Metacafe helps build your brand by marketing your content and making you money.
    • What’s the potential?
      With well over 1 million unique users per day watching over 400 million videos every month, Metacafe is perfectly placed to deliver the most receptive audience to the most entertaining content. Whether it’s something spontaneous in your home or something you’ve scripted, if it entertains, it has a place on Metacafe.
    • How Do I Qualify For Producer Rewards?
      For a video to qualify for Producer Rewards, you must own all the rights to the video and the video must meet certain content guidelines. Please see How Do I Qualify For Producer Rewards? for details.

    At last check, Reel Stunts is the top earner, at more than USD23,000 (about RM80,000), for submitting ONE video which got more than 4 million views. It took about 3 years to get that many views though.

    Anyway, this seems that this is a much better deal than youtube’s!

    source

    http://blogs.business2.com/business2blog/2006/10/metacafe_now_pa.html

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