“Frugal” shares tips on how he did it.

He’s married with 2 small kids, works in California and makes about USD100K/yr.

In essence, his million consists of the following:

1. USD360K from savings, after working for about 9 years.
2. $90K from stock investment.
3. $260K from owning a small condo.
4. $200K from my company stock option.
5. $90K from my parents’ wedding gift for the formation of a new household.

Recommended, due to his patience and humility in responding to his blog readers.

Tags: personal finance, frugality